Privacy Policy

Last updated: November 2026. The short version: your inputs never leave your browser, and we collect as little as the site can function with.

Calculator inputs

All calculations on Kingo run locally in your web browser using JavaScript. The numbers you enter — loan amounts, rates, balances, prices — are processed on your device and are never transmitted to our servers or any third party. There is no account system, so we have no user database to breach or sell.

Information we do collect

• Server logs: like nearly every website, our hosting provider (Cloudflare) records standard request data such as IP address, browser type and pages visited, for security and abuse prevention.
• Aggregate analytics (if enabled): we may use privacy-respecting, cookieless analytics to count page visits in aggregate. This cannot identify you personally.

Advertising

This site may display advertising, which may be served by third-party networks such as Google AdSense. These networks may use cookies or similar technologies to show you relevant ads and to measure ad performance. You can opt out of personalized Google advertising via Google Ads Settings, or manage cookies through your browser settings. We do not provide any personal information to advertisers; targeting, where used, is done by the ad network itself.

Cookies

Kingo itself sets no cookies and requires none to function. Any cookies present on the site come from the advertising or analytics providers described above.

Children's privacy

This site is intended for a general adult audience and is not directed at children under 13. We do not knowingly collect personal information from children.

Changes to this policy

If this policy changes, the revised date at the top will be updated. Continued use of the site after changes constitutes acceptance of the revised policy.

Contact

Questions about this policy? Reach us via the contact page.